Cheap Chevy Suburban Insurance in Kansas City

Discount Chevy Suburban insuranceAstonishing but true, almost 70% of drivers in Missouri have bought insurance from the same company for over three years, and nearly 40% of drivers have never compared rates to find affordable insurance. American drivers can save as much as $860 each year by just shopping around, but they just don’t understand the actual amount they would save if they moved their coverage to a different company.

If your goal is the lowest price, then the best way to get affordable car insurance rates in Kansas City is to compare prices annually from insurance carriers in Missouri.

A good tip to remember is to try to compare the same physical damage deductibles and liability limits on every quote request and and to look at as many companies as you can. This ensures an accurate price comparison and a good representation of prices.

Just keep in mind that getting more free quotes provides better odds of finding a lower rate than you’re paying now.

The providers in the list below are ready to provide price quotes in Kansas City, MO. If your goal is to find cheaper auto insurance in Kansas City, we recommend you click on several of them in order to get a fair rate comparison.

Analysis of coverages

The rate information shown below covers estimates of policy rates for Chevy Suburban models. Learning more about how policy premiums are formulated is important to be able to make informed decisions when comparing rates.


Chevrolet Suburban Insurance Rates in Kansas City, MO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Suburban LS 2WD $264 $346 $348 $20 $104 $1,082 $90
Suburban LT 2WD $264 $346 $348 $20 $104 $1,082 $90
Suburban LS 4WD $264 $346 $348 $20 $104 $1,082 $90
Suburban LT 4WD $264 $346 $348 $20 $104 $1,082 $90
Suburban LTZ 2WD $264 $408 $348 $20 $104 $1,144 $95
Suburban LTZ 4WD $296 $408 $348 $20 $104 $1,176 $98
Get Your Own Custom Quote Go

Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Missouri minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, multi-vehicle, and homeowner. Premium amounts do not factor in specific garaging location which can affect coverage prices noticeably.

Choosing deductibles

A question often asked by Kansas City drivers is how low should you set your deductibles. The figures shown below outline the premium difference of buying low and high deductibles. The first rate quote example uses a $100 comprehensive and collision deductible and the second price chart uses a $500 deductible.


Chevrolet Suburban insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Suburban LS 2WD $258 $414 $266 $16 $80 $1,059 $88
Suburban LT 2WD $258 $414 $266 $16 $80 $1,059 $88
Suburban LS 4WD $258 $414 $266 $16 $80 $1,059 $88
Suburban LT 4WD $258 $414 $266 $16 $80 $1,059 $88
Suburban LTZ 2WD $258 $488 $266 $16 $80 $1,133 $94
Suburban LTZ 4WD $288 $488 $266 $16 $80 $1,163 $97
Get Your Own Custom Quote Go

Chevrolet Suburban insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Suburban LS 2WD $188 $280 $266 $16 $80 $830 $69
Suburban LT 2WD $188 $280 $266 $16 $80 $830 $69
Suburban LS 4WD $188 $280 $266 $16 $80 $830 $69
Suburban LT 4WD $188 $280 $266 $16 $80 $830 $69
Suburban LTZ 2WD $188 $330 $266 $16 $80 $880 $73
Suburban LTZ 4WD $210 $330 $266 $16 $80 $902 $75
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Missouri minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Information does not factor in vehicle location which can lower or raise premium rates considerably.

Based on these figures, using a $100 deductible will cost you roughly $20 more each month or $240 a year than opting for the higher $500 deductible. Since you would pay $400 more if you turn in a claim with a $500 deductible as compared to a $100 deductible, if you usually have at a minimum 20 months between claim filings, you would save money if you decide on a higher deductible.

Why You Might Pay Increased Rates in Kansas City

Part of the car insurance buying process is learning some of the things that come into play when calculating car insurance rates. If you have some idea of what controls the rates you pay, this enables you to make decisions that could result in cheaper rates.

Three reasons to not skimp on car insurance

Even though it can be expensive, paying for car insurance may be required and benefits you in several ways.

The benefits of insuring your Suburban definitely exceed the cost, especially when you need to use it. Unknowingly, the average driver overpays as much as $820 a year so it’s recommended you shop around each time the policy renews to ensure rates are competitive.