How to Compare Kansas City Jeep Commander Insurance

Insurance quote for Jeep Commander in Kansas CityUnfortunately, about 70% of customers have remained with the same car insurance company for well over three years, and about 40% of consumers have never even shopped around for lower-cost coverage. Many consumers in the U.S. could save roughly $859 every year by just shopping around, but they just assume it takes a lot of time to compare rate quotes.

The best way to get budget Jeep Commander insurance is to compare prices regularly from insurers who can sell car insurance in Kansas City. You can compare prices by completing these steps.

A key point to remember is to try to use the same coverage limits and deductibles on every quote request and and to get quotes from as many companies as you can. Doing this enables an accurate price comparison and the best price selection.

The easiest way to get rate comparisons for Jeep Commander insurance in Kansas City takes advantage of the fact most of the larger companies pay for the opportunity to provide you with a free rate quote. All consumers are required to do is provide information including how your vehicles are used, the year, make and model of vehicles, if you have an active license, and whether or not you need a SR-22. Those rating factors is sent automatically to multiple auto insurance providers and you will get price comparisons almost instantly.

To check Jeep Commander insurance prices now, click here and enter the information requested.

The providers in the list below provide price quotes in Kansas City, MO. If your goal is to find cheap auto insurance in Kansas City, we recommend you visit two to three different companies to get the cheapest price.

Coverage information

The price information displayed below outlines a range of coverage costs for Jeep Commander models. Having knowledge of how prices are determined helps drivers make smart choices when purchasing an auto insurance policy.

Jeep Commander Insurance Rates in Kansas City, MO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Commander Sport 2WD $162 $274 $302 $18 $90 $846 $71
Commander Sport 4WD $162 $322 $302 $18 $90 $894 $75
Commander Limited 2WD $180 $322 $302 $18 $90 $912 $76
Commander Limited 4WD $180 $322 $302 $18 $90 $912 $76
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Missouri minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Rate quotes do not factor in the specific area where the vehicle is garaged which can change coverage rates noticeably.

The diagram below demonstrates how deductible levels and can change Jeep Commander insurance premiums for each age group. Data assumes a married female driver, full coverage, and no additional discounts are factored in.

Safe drivers pay less for car insurance

The illustration below shows how speeding tickets and at-fault collisions influence Jeep Commander auto insurance costs for each age group. The price estimates are based on a single female driver, full coverage, $250 deductibles, and no discounts are factored in.

Save Money with These Tips

When buying car insurance it’s important to understand a few of the rating criteria that are used to determine the level of your policy premiums. If you have some idea of what influences your rates, this allows you to make educated decisions that could result in much lower annual insurance costs.

Bad credit will cost you – A driver’s credit score is a large factor in determining your rates. Consumers who have good credit tend to file fewer claims and have better driving records than drivers who have poor credit scores. Therefore, if your credit leaves room for improvement, you could save money insuring your Jeep Commander by repairing your credit.

Which gender costs less? – Statistics show that females take fewer risks when driving. However, don’t assume that females are better at driving than males. Women and men cause fender benders in similar percentages, but the men have costlier accidents. Not only are claims higher, but men get ticketed for serious violations like driving under the influence (DUI).

The chart below compares Jeep Commander insurance costs for male and female drivers. The premiums assume no claims, a clean driving record, comp and collision included, $500 deductibles, single status, and no other discounts are factored in.

Insurance rates for married couples – Your spouse may save some money compared to being single. Having a significant other may mean you are less irresponsible and statistics show married couples file fewer claims.

What’s your car’s safety rating? – Vehicles that have high safety ratings tend to have better insurance rates. Vehicles built for safety reduce injuries and fewer injuries translates into savings for insurance companies passed on to you as lower rates. If your Jeep Commander has at least four stars on or an “acceptable” rating on it may be receiving lower rates.

Bundle policies with the same company – Lots of companies will award discounts to insureds who consolidate policies with them. It’s known as a multi-policy discount. Discounts can be ten or even fifteen percent. Even with this discount applied, you still need to check prices from other companies to ensure the best deal.

File car insurance claims and pay more – Auto insurance companies in Missouri provide better rates to policyholders who file claims infrequently. If you frequently file small claims, you can look forward to increased rates or even have your policy non-renewed. Auto insurance is designed for more catastrophic claims.

Here’s why insurance is not optional

Despite the high cost, insurance is mandatory in Missouri but it also protects more than you think.

The benefits of insuring your Commander outweigh the cost, especially if you ever need it. Today the average American driver overpays more than $825 a year so compare rates once a year at a minimum to be sure current rates are still competitive.

Kansas City car insurance company ratings

Insuring your vehicle with a good quality auto insurance provider is hard considering how many companies there are to choose from in Missouri. The company information in the next section may help you pick which companies to look at comparing rates with.

Top Car Insurance Companies in Missouri
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Titan Insurance 89 91 83 86% A+ 89.3
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
Mercury Insurance 87 95 87 84% A+ 88.3
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
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Data Source: Best Car Insurance Companies